Apply once and use often with flexible payments
Enjoy flexible monthly payments that fit your budget
Quick and easy
Apply instantly for a private $1,000 - $5,000 credit line at checkout from any device.
Skip the credit card
Shop online without fumbling for your wallet. Your purchases won’t show up on credit card statements – perfect for when you’re buying a gift, even for yourself!
Apply once, use often
Unlike with installment payment, you apply once and keep a line of credit with your favorite stores for as long as you want.
Stay in charge
Avoid rigid monthly payments. At the end of every billing period, you can pay your balance in full or carry your tab a month longer.
How do I sign up for MyTab?
Select MyTab as your payment method while checking out. To apply, you only need to enter your name, phone number, birth date, and Social Security Number, along with a contact email address. Subject to credit approval, this process takes only seconds after which you can complete your purchase.
Are there any financing costs?
Every month at the end of your billing cycle if you choose to carry a balance on your account of $50 or greater we will charge you a Fixed Finance Charge of $1.25 for each $50 increment, or portion thereof. At the end of every billing period, you can pay off your balance in full, or make a minimum monthly payment and carry the rest of the balance a month longer.
What is required to have a MyTab account?
Legal U.S. residents 18 years or older can apply.
When do I pay for my purchases?
Your statement will indicate your due date. You should make sure to pay at least your minimum due amount prior to the indicated due date.
How do I make a payment?
All balances can be paid online by bank transfer or debit card.
Are there late fees on overdue payments?
Yes - if your payment is not received by the indicated due date, you will be charged a late fee of up to $38.
How is a refund applied to my account?
When a merchant issues a refund, your MyTab account will be automatically credited. You should not experience a delay longer than 5 days after receiving merchant confirmation.
Where is MyTab available?
MyTab is not currently available in all states. The list of states that are currently excluded is in our terms and conditions.
Where can I review FuturePay's terms and conditions in full?
Our full Terms and Conditions can be read here.
Revolving credit is made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender